Question 1

How to invest in Kotak Liquid Growth Direct Plan?

Accepted Answer

Kuvera makes mutual fund investments simpler and faster. To invest in Kotak Liquid Growth Direct Plan, login to Kuvera and search for Kotak Liquid Growth Direct Plan. You can also go to "Invest", select "All Mutual Funds" and scroll to Kotak Liquid Growth Direct Plan. Click on this to check details on the fund's performance and fundamentals. Depending on your risk appetite and investment objective, select either the Monthly SIP or One time (Lump sum investment) option and complete the investment process.

Question 2

What kind of returns has Kotak Liquid Growth Direct Plan provided?

Accepted Answer

Kotak Liquid Growth Direct Plan has given 7.4% over the last 1 year , 6.5% over the last 3 years, 5.4% over the last 5 years and 6.8% since its inception.

Question 3

What is the minimum SIP amount of Kotak Liquid Growth Direct Plan?

Accepted Answer

Minimum SIP amount required for Kotak Liquid Growth Direct Plan is INR 100.

Question 4

What is the minimum lump sum amount required to invest in Kotak Liquid Growth Direct Plan?

Accepted Answer

Minimum lump sum amount required for Kotak Liquid Growth Direct Plan is INR 100.

Question 5

How to start Kotak Liquid Growth Direct Plan SIP online?

Accepted Answer

Create an account on Kuvera to invest in over 5000 direct mutual funds from the leading AMCs in India. To start an SIP for Kotak Liquid Growth Direct Plan online, follow the steps given below:

Step 1: Login to Kuvera and click on Invest and then select Mutual Funds.

Step 2: Search by name, or scroll to Kotak Liquid Growth Direct Plan and click on it.

Step 3: Choose Monthly SIP and enter the SIP amount and date for every month.

Step 4: Complete the fund transfer and you are done!

You can explore SIP, STP and SWP tabs in your cart to see all the funds that have existing SIPs.

Question 6

How to redeem Kotak Liquid Growth Direct Plan?

Accepted Answer

Redeeming mutual funds on Kuvera is fast and hassle-free. To redeem Kotak Liquid Growth Direct Plan, just go to your portfolio on the Kuvera app or website, click on the "Redeem" option under Kotak Liquid Growth Direct Plan, enter your desired amount, or check the "Yes" next to Redeem all units if you want to redeem your entire holding.

Question 7

Can I invest in SIP and Lump sum of Kotak Liquid Growth Direct Plan IDCW?

Accepted Answer

Yes, you can invest in Kotak Liquid Growth Direct Plan IDCW on Kuvera through SIP and Lump sum options. Follow these steps to get started :

On Kuvera app :

Step 1: Login and click on Invest and All Mutual Funds.

Step 2: Click on Filter, select "Plan" type as "Dividend". You will see the IDCW plans.

Step 3: Select Kotak Liquid Growth Direct Plan and choose Monthly SIP or One Time investment options.

On Kuvera website

Step 1: Login and click on Invest on the home screen, select Mutual Funds.

Step 2:Turn the toggle from "Growth" to "Dividend" and you will see the results of all the IDCW plans.

Step 3: Select Kotak Liquid Growth Direct Plan and choose Monthly SIP or One Time (Lump sum) investment options.

Question 8

How to start Kotak Liquid Growth Direct Plan SIP online?

Accepted Answer

Create an account on Kuvera to invest in over 5000 direct mutual funds from the leading AMCs in India. To start an SIP for Kotak Liquid Growth Direct Plan online, follow the steps given below:

Step 1: Login to Kuvera and click on Invest and then select Mutual Funds.

Step 2: Search by name, or scroll to Kotak Liquid Growth Direct Plan and click on it.

Step 3: Choose Monthly SIP and enter the SIP amount and date for every month.

Step 4: Complete the fund transfer and you are done!

You can explore SIP, STP and SWP tabs in your cart to see all the funds that have existing SIPs.

Question 9

What is the expense ratio of Kotak Liquid Growth Direct Plan?

Accepted Answer

Expense ratio is the amount (in percentage) which is charged by the mutual fund as a fee for managing your investment. Expense ratio of Kotak Liquid Growth Direct Plan is 0.2% as on 18/01/2025.

Question 10

What is the NAV of Kotak Liquid Growth Direct Plan?

Accepted Answer

NAV is the market value of the securities/assets held by the mutual fund divided by the total number of units issued by it. In simple terms, it is the price of a unit of the mutual fund. NAV of Kotak Liquid Growth Direct Plan is INR 5160.95 as on 17/01/2025.

Question 11

What is the total asset under management of Kotak Liquid Growth Direct Plan?

Accepted Answer

Kotak Liquid Growth Direct Plan has assets under management worth INR 33497 Cr.

Question 12

What is risk category of the Kotak Liquid Growth Direct Plan?

Accepted Answer

As per SEBI regulations, all mutual funds should indicate the level of risk involved with investing in the mutual fund. There are five levels of risk (a) Low: Principal at low risk, (b) Moderately Low: Principal at moderately low risk, (c) Moderate: Principal at moderate risk, (d) Moderately High: Principal at moderately high risk, (e) High: Principal at high risk. Risk category of Kotak Liquid Growth Direct Plan is Low to Moderate Risk.

Question 13

What are the top holdings of Kotak Liquid Growth Direct Plan?

Accepted Answer

The top 10 holdings of the Kotak Liquid Growth Direct Plan as on 18/01/2025 are 91 DTB 13022025 at 5.58%, 191 DTB 30012025 at 4.89%, National Bank For Agriculture And Rural Development - Commercial Paper - Commercial Paper at 4.18%, Net Current Assets/(Liabilities) at 3.98%, Punjab National Bank at 2.81%, Bank Of Baroda at 2.78%, Small Industries Development Bank Of India - Commercial Paper - Commercial Paper at 2.78%, Reliance Retail Ventures Limited - Commercial Paper - Commercial Paper at 2.77%, National Bank For Agriculture And Rural Development - Commercial Paper - Commercial Paper at 2.25%, 91 DTB 13032025 at 2.22% .

Question 14

How will the gains from the Kotak Liquid Growth Direct Plan be taxed?

Accepted Answer

Kotak Liquid Growth Direct Plan is a debt mutual fund and the capital gains made from it are taxed at the rate of 20% for long term gains (if you hold your units for 3 years or more), along with indexation benefits and for short terms gains (if you hold your units for less than 3 year) as per your income tax slab.

Question 15

What is the investment objective of Kotak Liquid Growth Direct Plan?

Accepted Answer

Investment objective of the Kotak Liquid Growth Direct Plan:

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI.

Question 16

What is the category of the Kotak Liquid Growth Direct Plan?

Accepted Answer

The category of the Kotak Liquid Growth Direct Plan is Liquid Fund.

Question 17

Who is the fund manager of Kotak Liquid Growth Direct Plan?

Accepted Answer

Kotak Liquid Growth Direct Plan is managed by Deepak Agrawal as on 18/01/2025.

Question 18

What is the exit load for Kotak Liquid Growth Direct Plan?

Accepted Answer

Exit load is the fee/penalty which some of the mutual funds charge in case an investor decides to sell his/her mutual fund units within the exit load window. Exit load for Kotak Liquid Growth Direct Plan is

• 0.007% for redemption within 1 days

• 0.0065% for redemption between 1 to 2 days

• 0.006% for redemption between 2 to 3 days

• 0.0055% for redemption between 3 to 4 days

• 0.005% for redemption between 4 to 5 days

• 0.0045% for redemption between 5 to 6 days

Kotak Liquid Growth Direct Plan

Kotak Liquid Growth Direct Plan

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